What will happen if I am unable to make a payment?

While we don't expect you to be late making your mortgage payments, from time to time, it happens. We are happy to work with you if a life event requires your payment date to be pushed out. However, if a mortgage payment comes back as Non-Sufficient Funds (NSF) without notice, we will charge you the NSF fee that is charged by the bank to us as well as the cost of the staff time spent to recover the payment. All our fees are provided in our commitment letter.