OneVest utilizes a combination of broad (macro-level) and specific (micro-level) investment strategies to construct your portfolio, ensuring that it aligns with your financial goals and risk tolerance.
Top-Down Investment Strategy
OneVest's top-down strategy begins with determining the optimal asset allocation for your portfolio. This approach focuses on the major drivers of portfolio returns and diversifies your investments across a variety of asset classes, which may include both public and private markets. The goal is to balance risk and return by investing in different types of assets based on your risk profile.
Since certain asset classes (like equities) tend to carry more risk than others (such as fixed income investments), OneVest ensures that your asset allocation aligns with your risk tolerance. By carefully selecting asset classes that fit your desired risk level, OneVest seeks to maximize returns within the bounds of your specified risk parameters.
Bottom-Up Investment Strategy
The bottom-up strategy focuses on security selection—investing in specific companies or assets that are expected to outperform the broader market. OneVest carefully evaluates individual investment opportunities to ensure they contribute to the overall strategy and portfolio performance.
Active Investment Management
Where applicable, OneVest uses active strategies to manage your portfolio. These strategies may involve:
- In-depth research, including both fundamental and quantitative analysis, to identify opportunities.
- Leverage and short-selling strategies, when deemed appropriate, to optimize returns within specific asset classes.
Please note that the use of leverage and short-selling may involve higher risks and is used selectively based on the investment goals and market conditions.
Risk and Compliance Considerations
- Risk Alignment: Your OneVest portfolio’s asset allocation is tailored to ensure it is aligned with your risk tolerance, which is assessed based on the information you provided.
- Compliance: All investment strategies and selections adhere to Shariah compliance, ensuring that investments meet the principles outlined by the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI).
For a full breakdown of the potential risks and rewards associated with your portfolio's asset allocation or security selection, we recommend reviewing your investment policy statement (IPS) and consulting with a financial advisor. You can always reach out to OneVest support for assistance in adjusting your portfolio to better suit your objectives.
Disclaimers:
While OneVest employs comprehensive strategies to optimize your portfolio’s performance, past performance is not indicative of future results. Investments involve risks, and there is no guarantee of a return on investment. Please review all potential risks before proceeding.
Manzil Invest is a strategic partnership between Manzil and OneVest Management Inc (“OneVest”). OneVest offers wealth management products and services to Manzil customers. OneVest Management Inc. is a registered Portfolio Manager in each of the provinces and territories of Canada and as an Investment Fund Manager in the provinces of Alberta, Ontario, Newfoundland and Labrador, and Quebec. Assets in your OneVest accounts are held with various custodians, each registered as an investment dealer with the applicable securities regulators. All custodians are members of the Canadian Investment Regulatory Organization (“CIRO”) and the Canadian Investor Protection Fund (CIPF). OneVest Management Inc. is a wholly-owned subsidiary of OneVest Technologies Inc. All trademarks are the property of their respective owners. OneVest will determine what investments are suitable for you.
