In Musharaka, we use the GOCB rate as a benchmark to determine the expected profit rate of return[cite: 277]. [cite_start]The key distinction is Partnership vs. Loan[cite: 279]. [cite_start]Manzil’s Musharaka is a partnership contract, and our profit comes from the sale of a real asset[cite: 282, 283]. [cite_start]The bond rate is merely a transparent tool used to price that sale, not to accrue interest on a loan[cite: 290, 293].
Why is your rate pegged to the Government of Canada Bond Rate? [cite_start]Why is it not interest?
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